FREQUENTLY ASKED QUESTIONS
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Buy & Hold Frequently Asked Questions
Below are the most frequently asked questions from our investors. By clicking on each of them, you will see your answer.
If your question has not been solved in this section, do not hesitate to contact us.
Yes. None of the products we offer guarantees your investment. However, Buy & Hold managers would not invest our assets in these products if we did not think we were going to make money.
We have consistent management results over time where we have outperformed the indices, both in terms of returns and lower volatility.
The minimum initial amount is the equivalent of the value of one unit, with no minimum for subsequent contributions.
No. Our fees are low because that improves our products’ yields.
You can invest in our products through our “Invest” button at the top right of this page. You can also call our free phone number 900 550 440 and send an email to relacionconinversores@buyandhold.es.
You can also invest in our Luxembourg funds through Bankinter, Caser, Mapfre, Santander, Sabadell, Andbank, Openbank, UBS, Renta 4, Crédit Agricole, Singular Bank, Creand, Self Bank, Liberbank, Mutuactivos and GPM.
All investments we make in our investment Luxembourg funds are deposited with UBS and our Spanish Funds in Banco Inversis.
Our products with fewer risk are B&H Deuda FI B&H Renta Fija FI and B&H Bonds LU.
Yes, our B&H Jubilación pension plan. It can also be purchased through this website by clicking on the “Invest” button at the top right-hand side of the page.
In this case, we have two strategies. One based on equities only, B&H Equity, and another strategy that invests in equities and bonds, B&H Flexible.
Because it diversifies investment by reducing risk. They also offer tax advantages over other products for individuals.
You can withdraw your investment at any time by simply entering your customer area, calling our toll free number 900 550 440 or emailing us at info@buyandhold.es.
Yes, although we recommend that in the bond strategy you invest for a minimum period of 2 years. In the flexible strategy, we advise a minimum period of 4 years. Whereas to capture the full potential of the portfolio in the equity strategy, we indicate a minimum period of 7 years.
Capital gains are currently taxed at a rate of 19%.
They are not taxed. You can benefit from this advantage by bringing your investment in other funds to Buy & Hold.
From the time you make the transfer on a subscription order, about 48 hours. However, during this period you can access your customer area at any time to check the status of your account.
In the case of a transfer order, the estimated average time is approximately 10 calendar days.
Yes. Our Luxembourg funds are investment funds that comply with European UCITS regulations and can therefore be transferred from any investment fund and vice versa.
Our Luxembourg funds are registered with the Comisión Nacional del Mercado de Valores (CNMV). Therefore, if you subscribe through any Spanish marketer, you do not have to complete the Form 720. Spanish marketer means the main entities with registered offices in the country, such as banks, broker-dealers, securities firms, etc.
Our goal is to achieve the best returns for those who have placed their trust in us.