Do you have a question?


The following are questions frequently asked by our investors. Click on the question to see the response.


If we have not addressed your question in this section, do not hesitate to contact us.

Can I lose money on my investment?

Yes. None of the three products we offer guarantee your investment. However, Buy&Hold managers would not invest our assets in these three products if we did not think that we were going to make money.

Why should I trust Buy & Hold?

Our management results are consistent over time, we have beat the indices by obtaining higher yields and lower volatility.

Is there any type of guarantee?

Buy & Hold Asset Management is supervised by the CNMV under number 256 of its registry. It is audited by Ernst & Young and its positions are deposited with Santander Security Services.

Is there a minimum amount?

No, no minimum amount is required to make an investment.

Is there any type of subscription or redemption fee?

No, our fees are low because that improves our products’ yields.

How can I invest in your products?

You can invest in our products by clicking on “Invest”. You can also call our toll-free number 900 550 440 or email us at

Where are Buy & Hold’s products deposited?

All of the investments we make in our three investment funds are deposited with Banco Santander Securities Services.

What product should I choose if I don't want to take on too much risk?

Our products with the least amount of risk are B&H Bonos FI and BH Renta Fija Sicav.

Do you have any pension plans?

Yes, you can also sign up for our pension plan through our website

What product should I choose if I want to take on more risk?

In this case, we have two strategies, one based only on stocks, which is B&H Acciones, and one strategy that invests in stocks and bonds, B&H Flexible.

How can I invest in your OEIC?

You can buy or sell shares of BH Renta Fija Sicav, Rex Royal Blue Sicav and Pigmanort Sicav through your bank. If you have any questions about how to do so, email or call us at 900 550 440.

Can I invest in your OEICs from GPM?

Yes. If you want to invest in any one of our OEICs you can do so easily through GPM Sociedad de Valores. If you are not a GPM customer you can call 91 319 16 84 or open an online account by visiting

Why should I invest in an OEIC?

Because of our results. Rex Royal Blue is more than 13 years old, Pigmanort is more than 7 years old and BH Renta Fija more than 2.

With more than 500 shareholders, Rex Royal Blue Sicav has the same legal and tax terms as an investment fund.

Why should I invest in a fund?

Because it diversifies the investment, reducing the risk and offers tax advantages to individuals.

What happens if I want to withdraw my investment?

You can withdraw your investment at any time, by simply calling our toll-free number 900 550 440 or emailing us at

Do you invest in toxic products?

We only invest in products we understand and have experience managing.

Can I invest for periods of less than six months?

Yes. Although for the bond strategy we recommend investing for a minimum of 18 months. For the flexible strategy, we recommend investing for a minimum of three years and for the stocks strategy a minimum of six years.

What are the advantages of investing in a fund rather than in an OEIC?

Whenever an OEIC has more than 500 shareholders, the advantages are negligible.

How are capital gains taxed?

Capital gains are currently taxed at a rate of 19%.

How are transfer transactions taxed?

They are not taxed.

How much time do I have to wait to see my position after having performed a transaction?

From the moment you make the transfer, a maximum of four days. You can access your customer area at any time and it will show you the status of the transaction.

What do the Morningstar stars mean in relation to the Stocks Strategy and the Flexible Strategy?

It is a quantitative rating from a prestigious leading international independent analysis firm (Morningstar).

It objectively analyses data. It is based only on calculations of past yields and risk.

10% of the best funds are assigned five stars.

The next 22.5% four stars.

The next 35% three stars.

The next 22.5% two stars.

Lastly, 10% of the worst funds are assigned only one star.

Our Flexible Strategy has been assigned 5 stars and the stocks strategy 4 stars.